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Auto Repossesion in ca Afetr you have defaulted on a car payment, how soon can they come for Repossesion?

Can a voluntary Repossesion be done? I was told by an Auto dealership that i can do a voluntary Repossesion on my car loan because...

Automobile Repossesion consumer rights What if any consequences can arise from preventing the Auto repossesors to obtain vehicle...

Repossesion If your car has been charged off & now an collection agency has the account, can they reposses...

I live in florida, and i am needing to get out of my Auto loan. we have talked to a local Auto dealer. i owe more on my vehic... Voluntary Repossesion, claiming that they cannot come after me for the money that would remain...

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CMarie

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Question

Submitted 23 days ago...

Harvester339

Beginner (15)

Auto Repossesion

Ok help! I live in CA and have a vehicle in which is now 27 days past due. They are not willing to help me in any way shape or form to make partail payments or do a post dated check. They are telling me to pay now or surrender the car. I wont surrender and am not able to pay the full payment. Can they repo? I have looked into my contract to see what the deadline for repo is, but it does not specify a time limit. It only says that repo is allowable if it is done within the law and can be done so peacefully. I can't sleep at night!

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Answers

Answer 1 / 3 - Submitted 23 days ago...

Neptune

Authority (195)

I forgot the terminology but you can forestall a payment and have them put it on the back end of a loan.

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Answer 2 / 3 - Submitted 22 days ago...

Harvester339

Beginner (15)

Thank you, that would be a payment deferment which they say I do not qualify for yet.

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Answer 3 / 3 - Submitted 22 days ago...

CMarie

Authority (471)

A car can be repossessed at any time after a missed payment, and advance notice is not required. In general, they will not bother to repossess a vehicle immediately, but once you have received notice to surrender the vehicle you can expect a repossession soon. In many cases, you can prevent this from happening by filing for bankruptcy, but this will be extremely detrimental to your credit score.

Your best bet is to borrow the money from someone to make the payment, because as soon as you have overdue payments, you lose your right to own the vehicle.

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