Talk to them and explain you situation and offer to pay something , a lot of finance companies wil let you pay the interest on the payments and set them up , at any rate i would not avoid talking to them and tring to work something out with them , most finance companies are interested
in the money and interest more so than having the car back and having to resale it , if they do repo it and resale it for less than you owe on it you are liable for the difference, so try to get them some money as soon as possible and show them you are tring


