Submitted 162 days ago...
Please help~!
Hello.
i am in hard situation..please help me...
I took out an auto lease for my husband to get a car last july.
(i paid $4000 down for him to get an lease car..still remaining 21 payments amount of $500 per month..)
But i am getting a divorce with him without attorney (actually i am filling marriae nullty because of fraud..
also there is no way that i can contact with him..he just left from me and took the leased car.. he is immigration..
tried to get green card through me..) He failed make a payment for two months also didn't pay for the insurance for a while..
I am a full time student..i can't handle his car payment.. I called Cops but they can't help me because it's a regaI matter..
so I called the car finance company in this morning and they told me i can sign up for the voluntary reposseeeion.
Do you think sign up for voluntary repoesseion is best way for my situation? also how will a voluntary repossession
affect my credit? any penaly?should i wait for the divorce result? please help me..sorry for the bad grammars.
thank you so much for your time..
This answer was edited by a moderator 162 days ago.
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Submitted 162 days ago...
If you give your car back it will affect your credit, and he has to bring the car to them , to be voluntary repo, so id do the same as you but you have to gett the car, to return it, and just get a divorce and try to go on , but your credit will be affected for a while, but you can build it back
Yes a volentary surrender is the same as a repo to the credit organizations however you can rebuild your credit and with a large down payment you can buy anything ==give the finance company everything you can to help them to pickup the car before it leaves the state or country if you know where he lives or works or any family members he would hide it with the object is that they get the car other wise they will be after you for the debt == be sure to remove him from any bank accounts and credit cards === credit cards have them blocked and reissued===do not wait for anything do it today try to get it repoed as fast as possible
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