REPO LAWS IN ALABAMA

That's not necessarily true. Your payments can be caught up but if you owe late fees and the finance company tells you not to worry about them-- DO. When the fees get enough behind and the finance company simply decides they no longer wish to carry you as a customer, they will come get your vehicle and the bad thing is most of the companies out there are just crooked enough they will sell your vehicle before the 30 days that you are suppose to have by law to get the vehicle back. Also most finance companies want the remaining sum of the outstanding balance owed to them in order to get your vehicle back. Then they run your vehicle through the auction and get what they can for it and send you a bill for the remaining amount of the loan. You are then left with no vehicle, and still owe the finance company a large sum of money usually. Because they take what ever amount of money they can get for it at the auction. Case in point try not to ever get behind and if you do don't listen to the finance companies and do go ahead and pay any late fees that may have accrued.