If you get caught they can charge you with fliling a false report. Normally it will stop there but it depends on the false report was about. If it was related to insurance then you could also face charges on insurance fraud.
I hope you do get by this chapter in your life and that all goes well for you. I spent 24 years in the insurance business as an investigator and it seems that everyone wishes they had not made the choices they did. But it will pass and you will move on. Don't let this set back define you or your life, but let it give you a new direction and you will be able to look back later and see what you did at that cross road of life. Best wishes for that new direction.

