In the state of Colorado if you send them a signed letter saying not to contact you, they are legally not allowed to make any contact until they serve you with court papers and that is all they are allowed to do. Also, if you are in the process of bancrupcy (even just considering) and you tell them that you are in the process (even if not yet) they are not allowed to contact you. Your financial consultant should be able to give you more info on your state laws, but there are some things to ask about. Again, I'm going by CO law, but your employer is not allowed to give out ANY info about you except to say that you work there. Due to privacy laws they can not give out your schedule at all. In actuality it is illegal (in CO) for someone to call your work (or show up) asking for you by name and for another employee to hand you the phone or say your not there. If you lived here you could sue your employer for giving out personal info if they did.
Submitted 385 days ago...
Harrassment regarding debt resolution
I owe Maryland National Bank, N.A. in excess of $16000. To resolve, I have solicited the help of Credit Consultants. MBNA, in the meanwhile, turned over my account to FAC. An FAC rep called me, claiming to be a lawyer, but tried to strongarm me into verbally committing w/out consulting my resources or my own legal counsel. The same rep called my employer a week later and asked them for my schedule and my store manager's home #. My understanding is that it would be illegal for my employer to share that w/out my consent. Are these practices ethical for a lawyer and do I have any legal recourse against FAC?
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