What you will do if file married filing jointly, then file form 8379 (Injured Spouse). You will still get the benefits of filing jointly which you lose if you file separetly. They will take your joint return, split it in 1/2 and take his half for his debt and send you your 1/2. It takes longer to get your return, but you'll get 1/2 of it at least. Then if you don't want to worry about it next year, refile your w2 with more exemptions. You may have to pay in, but you'll get all of your money.




