Welcome New User! ( Create Account | Sign In )

Our members earned over $8,000.00 last month! Join Us

Start earning today!

 

This Question has not been awarded yet.

Post your answer now!

Question

Submitted 613 days ago...

Xvii921

Xvii921

New User (1)

Can I file a small claims complaint against this insurance company?

I live in Glendale, AZ. We took out a family policy with Cinergy Health. On the phone they told me my drugs would cost X. They quoted and confirmed the prices with their pharmacy people. When I went to fill Rx, the cost for the quoted drugs was several hundred dollars more than quote. We requested cancellation of policy and the four months of premium we paid (approx $2000) on or about May 7, 2008. Cinergy recorded the original phone call where they misquoted drug prices and we agreed to purchase policy. They said they would listen to the tape and get back to me. They did that today (7/15/08). Cinergy admitted on phone today they misquoted drug prices but will only return 1 month premium. They claim Rx is only a portion of coverage so they won't return all premiums paid. Cinergy played the recorded call for me on phone today. I clearly stated in the phone call "the drug quote will either make me take or not take the policy". Since they did not do what was promised to me on the phone regarding my drug coverage, I believe our entire premium should be returned. I want to sue in small claims court. They are a Florida company. Can I do this? If so, is it done in Justice Court? Superior Court? Are these forms online? Thank you for your assistance. It is much appreciated.

Share | Abuse |
 
Answers
Answer 1 / 1 - Submitted 608 days ago...

tomturkey

tomturkey

Brain (8,124)

I would take them to small claims court. You should be entitled to a full refund.

Share | Link | Abuse
 
 
 
 

Answer This Question Now

Can I file a small claims complaint against this insurance company?

If your Answer is chosen as the “accepted” answer, you will earn ongoing royalties on this thread.
Simply type your Answer in the box below and post your answer.


Email Subscriptions

Author adds clarification

All new responses

Related Questions