A court will decide if they are liable. This is a very "legal fact" specific question that no one can answer without reviewing teh entire case,a nd having the bank preent their defenses including why they thought they were obligated to honor the bearer paper. The probate court will will decide this issue.
It may turn out to be "harmless error"; so , if the presenter would have been owed the money by the probate courts decion anyway, then there was no harm to the estate, then there was no damage, a "wrong" must have a damage. If the debt would not have been honored, and teh probate court decides the check was not for a "legal debt"; the probate court could inlcude the bank as to debtor to the estate. If they violated federal or state banking law, the state or feds woulkd have jurisdiction over any "spankings " the bank may have coming. Thi issue has to be heard in court, otherwise, it is just guessing.


