You have to review the deed or have someone do it for you… if it refers to “joint tenancy” ownership is past on to the co-owner. If it refers to “tenancies in common” then the co-owner has no right of survivorship, meaning that if one joint owner dies, that owner's interest in the property will be part of his or her estate and pass by inheritance to that owner's devisees or heirs, either by will, or by intestate succession. Also, as each joint owner has an interest in the property, they may, in the absence of any restriction agreed to between the joint owners, sell or otherwise deal with the interest in the property (e.g. mortgage it) during their lifetime, like any other personal interest. Your best course of action would to contact a lawyer to help you. Good luck!


