If he takes it take him to court and show the proof of payments just keep all payment receipts and keep all insurance details. Hes your dad he shouldn't force you into this situation.
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Submitted 121 days ago...
If he takes it take him to court and show the proof of payments just keep all payment receipts and keep all insurance details. Hes your dad he shouldn't force you into this situation.
My father is upset, because he's angry with my mom. He feel as though since no one would entertain his faults with my mom, and being that I live with them, he wants the vehicle. ALL payments are made by ME, even the insurance. I am not their problem and he's even scandlizing our name, could I take him to court for this also....SCANDALIZING MY NAME?
You need to set boundaries with your dad. Tell him that although you appreciate that he co-signed for your vehicle and you understand that he is having problems with mom, but he does not have the right to take your car. Remind him that you have made all of the payments and that you are honoring your part of the deal. Keep track of all money paid. If you haven't paid go to the lending institution and ask for a print out on payments made.
Why does your dad feel that he has the right to the car? Did he make a down payment or did he pay a fair amount of the monthly payments? If he has money invested in the car it could make the situation more sticky. I would stick with the facts and be firm. Present to him on paper what you have paid and what he has paid (if any) also include insurance payments made. If you owe him money for the car try and work out a payment plan with him. Let him know that you are a responsible person that is understanding of his plight, but is willing to set some boundaries - even with dad!
No, I made the down payment for this vehicle thru my fiancee father who worked at a dealership. I make all the monthly payments and insurance payments. He pays nothing on or toward this vehicle. It's sad to see him stoop this far too try and put kids and family in him and my mother affair to where he is know scandalizing both our names. If possible I want to take him to court because he's become a monster over their problem, even to where he wants to kick both of us out the home after I once made an attempt to move into a place, but he told me not to leave. He's sooooooo wrong.
Hello love , If your dad is only a Co-signer ! He has no legal rights ! if you stop paying and the auto is reposessed by the lending Co. He will then have the opotion to take the car get it in his name and make payments ! Be SURE the Auto is in your NAME ONLY ! As the others have said . Keep payment records ! Make sure you have the proof ! Should not be this way; but people are who they are ! I'm sure you'll do good ! dub
Normally a co-signer only has rights to the vehicle, if the first signee (you) doesn't fulfill their obligation of making payments. You can contact an attorney, and ask a question without being charged, the first time. Keep records of payments, as proof. Just because he's having problems with your mom, he has no legal rights to your car.
If the vehicle is in your name (which it should be) then he has no right to take it. As a cosigner, he has no right to seize the property when the finances are in good standing. He simply acted as being responsible for you making the payments. You own the property, not him.
If the vehicle is in his name, then you're kinda screw. Just stop making payments on it if he takes it and its in his name. At that point, it would be his problem financially. However, there's no reason the car would be in his name if he's merely a cosigner.
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