You can't use your last pay stub when filing EIC. Whether or not you qualify for one will depend on your earnings as well as if you are claiming 1 or 2 children on your EIC. Some business do offer you loans on your taxes, they do your taxes for you so they can verify the amount, then you have to purchase something in return, ie..furniture, car etc.. Here is the link for more on EIC filing.
http://www.irs.gov/individuals/article/0,,id=96466,00.html


